Health Care Costs for Family of 4 to Top $20K This Year That's up 7% from last year, say analysts By Evann Gastaldo, Newser Staff Posted Mar 29, 2012 12:47 PM CDT 36 comments Comments ObamaCare supporters outside the the Supreme Court on the third day of oral arguements over the constitutionality of the Patient Protection and Affordable Care Act on March 28, 2012 in Washington, DC. (Getty Images) (Newser) – Health care costs for a family of four covered on an employer's insurance plan are expected to exceed $20,000 this year, an increase of 7% from last year—and more than double the $9,235 it would set you back in 2002. Under such plans, employers pay a large portion, but the portion employees have been asked to shoulder is increasing—meaning higher premiums, deductibles, and co-pays. Last year, employees paid $3,280 out-of-pocket to cover a family of four, an increase of 9.2%. This will be the fifth consecutive year health care costs have risen between 7% and 8%, CNNMoney reports; meanwhile, other expenses also continue to increase while incomes do not. For those who purchase insurance on their own, the numbers are even higher: For premiums alone, the average family paid $7,102 in 2010. Click for the latest on the fate of the Affordable Care Act, which had sought to bring these costs back under control.