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Insurers Shun Guy Who Donated Kidney

Radburn Royer finds helping his daughter was more expensive than he thought

By Kevin Spak,  Newser Staff

Posted Jun 12, 2012 10:19 AM CDT | Updated Jun 17, 2012 11:13 AM CDT

(Newser) – Thinking about donating a kidney to a friend or loved one in need? Well, it might cost more than you think. The New York Times talked to a few donors who said that private insurers wouldn't touch them after the operation, even though they were otherwise healthy and had passed careful screening to even become a donor. "From my perspective, I'd be a good risk," says one baffled 53-year-old donor, who's had to resort to getting insurance from his state's more expensive high-risk pool.

Most insurers say donation doesn't affect their decisions, but a 2007 study found as many as 11% of donors say they've had trouble getting coverage. "The insurance thing isn't exactly what you're thinking about," says one donor who insurers won't touch. "There is teeny fine print when you sign the paperwork, but you don't really know what it's like." But donation advocates fear some people are thinking about it, and that it's dissuading them from donating to the thousands of dialysis patients in need.

Donating a kidney may be a good thing to do, but it's not going to endear you to health insurers.
Donating a kidney may be a good thing to do, but it's not going to endear you to health insurers.   (Shutterstock)
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COMMENTS
Showing 3 of 19 comments
Mohlemite
Jun 17, 2012 9:16 PM CDT
It says 11% of donors reported having problems buying insurance (reasons weren't cited). You should check to see how many people overall report having problems. If there's no control group this statistic means nothing and you're gullible for believing there's a pattern of misconduct so readily. This country needs education reform more than anything.
shaboom
Jun 17, 2012 7:27 PM CDT
"Oh, I'm so sorry, our actuarial tables indicate that being a decent human being is unprofitable."
chezwhat
Jun 17, 2012 2:24 PM CDT
We don't need health care reform.
 

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