57% of US Workers Have Less Than $25K in Savings New survey suggests retirement trouble looms for nation By John Johnson, Newser Staff Posted Mar 19, 2013 12:35 PM CDT 26 comments Comments (Shutterstock) (Newser) – The Wall Street Journal points to a double-whammy in terms of retirement savings: People aren't saving enough, and they're living longer. Among the depressing nuggets from a new survey by the Employee Benefit Research Institute: 28% of Americans don't think they'll be able to retire comfortably, the highest percentage since the EBRI began such surveys 23 years ago. 57% of workers have less than $25,000 in household savings and investments, not including their homes. That's up from 49% in 2008. 66% of workers say they have saved for retirement, down from 75% in 2009. Only about 50% were sure they could quickly have $2,000 in hand to pay for an unexpected emergency. All this comes as people are living longer: A man who turns 65 in 2013 is expected to live another 20.5 years, up from 19.5 in previous projections, and women 22.7 years, up from 21.3.