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July 24, 2008 11:33:54 PM CDT

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7 Ways to Raise Your Credit Score

Posted Apr 15, 08 12:19 PM CDT in Business 

(Newser) – Credit scores are key if you're getting a new cell phone, new home, new car—even a new job. The Today Show offers 7 simple steps to give your score a boost:

  1. Fix errors on your reports: A mistake on one report can sink a score.
  2. Be timely: Payment history affects about a third of your credit score.

  1. Keep credit balances low, to 25% or even 10% of the limit.
  2. Don't close old accounts: Those with a good record can boost your score.
  3. Pay old debts, even library fines: A debt in collection can slash 100 points from a high score.
To read more credit score tips, click on the link below.

Source Today Show

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Paying your bills on time and taking care of small lagging fines can bump up your credit score.   (Shutterstock)
There are simple ways, like keeping old accounts open, to maintain a strong credit score.   (Shutterstock)
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