Woman Hits Lotto Jackpot —for 4th Time And she's not even a resident of the state where she won By Polly Davis Doig, Newser Staff | Suggested by Disillusioned Posted Jul 4, 2010 12:56 PM CDT 21 comments Comments The third time was the charm for one Texas lottery winner -- but so was the fourth. Aargh. Luck be that lady. (Shutterstock) (Newser) – Everyone knows your chances of getting hit by lightning are way better than your chances of winning the lottery, so Joan Ginther must live in perpetual fear underground. The 63-year-old scored $10 million in the Texas lottery—her fourth win since 1993 for a total of $20.4 million, reports ABC15.com. Her wins include: 1993: $5.4 million share of an $11 million jackpot. Her take: $270,00 a year for 19 years. 2006: With only 6 years of payments left, Ginther scored a $2 million jackpot. Her take: a $1.5 million lump-sum payment. 2008: A $3 million jackpot headed Ginther's way. It's worth noting that Ginther has been a resident of Las Vegas during her last three wins.