In Sickness and for Health Insurance

About 7% marry to get coverage as costs soar

(NEWSER) - Health-insurance worries have gotten so serious they're pushing some Americans up the aisle, the Los Angeles Times reports. In a new survey, 7% of people said they or somebody in their household had married in the last year to get health benefits. The survey also found that health-care worries trumped concerns over housing costs, food prices, and credit card debt. More»

That's up 7% from last year, say analysts

(NEWSER) - Health care costs for a family of four covered on an employer's insurance plan are expected to exceed $20,000 this year, an increase of 7% from last year—and more than double the $9,235 it would set you back in 2002. Under such plans, employers pay a large portion, but the portion employees have been asked to shoulder is increasing—meaning higher premiums, deductibles, and co-pays. Last year, employees paid $3,280 out-of-pocket to cover a family of four, an increase of 9.2%. More»

Even as insurance premium growth slows

(NEWSER) - Employers foisted a lot more health insurance costs onto their employees this year than last, even though premiums only inched upwards, according to an annual survey. Though premiums for businesses rose just 3% this year—their lowest increase in a decade—the cost the average employee was paying jumped 14%, the Wall Street Journal reports. “It’s the first time I can remember when employers have coped with costs by shifting it all to workers,” said the head of the Kaiser Family Foundation, which issued the survey. More»

(NEWSER) - Health-care policy debate in America is usually framed around the 45 million (and rising) uninsured, but rarely do policymakers bring up the additional 25 million facing the “shadow problem” of under-insurance, Time reports. These people pay more than 10% of their income on out-of-pocket medical costs, often on flimsy short-term policies that seem generous when you’re healthy, but prove insufficient should you ever really get sick. More»

Some feel invincible but most just can't afford pricey premiums

(NEWSER) - Twentysomethings in low-paying jobs with no health coverage are taking up the slack with self-diagnosis and treatment, a potentially dangerous practice that may seem unavoidable. Many say they face a choice between buying insurance and making rent—and they're opting for the latter. "They’re new to the work force, they’ve been covered under their parents or school plans, and then they drop off the cliff," one expert tells the New York Times. More»