Uninsured Young Adults Play Doctor

That's up 7% from last year, say analysts

(NEWSER) - Health care costs for a family of four covered on an employer's insurance plan are expected to exceed $20,000 this year, an increase of 7% from last year—and more than double the $9,235 it would set you back in 2002. Under such plans, employers pay a large portion, but the portion employees have been asked to shoulder is increasing—meaning higher premiums, deductibles, and co-pays. Last year, employees paid $3,280 out-of-pocket to cover a family of four, an increase of 9.2%. More»

Coverage up among 19- to 25-year-olds, now eligible for parents' insurance

(NEWSER) - Roughly 2.5 million people between the ages of 19 and 25 have gained health insurance since President Obama signed his health care reform bill, more than double the 1 million the White House had been expecting, according to a new administration analysis. The bump is almost entirely due to a provision in a law that allows young people to remain on their parents' coverage until age 26. More»

Even as insurance premium growth slows

(NEWSER) - Employers foisted a lot more health insurance costs onto their employees this year than last, even though premiums only inched upwards, according to an annual survey. Though premiums for businesses rose just 3% this year—their lowest increase in a decade—the cost the average employee was paying jumped 14%, the Wall Street Journal reports. “It’s the first time I can remember when employers have coped with costs by shifting it all to workers,” said the head of the Kaiser Family Foundation, which issued the survey. More»

(NEWSER) - Health-care policy debate in America is usually framed around the 45 million (and rising) uninsured, but rarely do policymakers bring up the additional 25 million facing the “shadow problem” of under-insurance, Time reports. These people pay more than 10% of their income on out-of-pocket medical costs, often on flimsy short-term policies that seem generous when you’re healthy, but prove insufficient should you ever really get sick. More»

Demand from newly unemployed leaves states looking to stimulus package for help

(NEWSER) - A surge in demand for Medicaid is draining state coffers just when they can least afford it, a New York Times survey of 40 states reveals. Demand ballooned by up to 10% in many states last year as people lost their employer-sponsored health care with their jobs, and officials believe the need will keep growing with the delayed impact of recent job losses. More»