Do You Have Alien Insurance?
Behold the 5 weirdest insurance policies ever sold
By Kevin Spak, Newser User
Posted Sep 19, 2010 4:57 PM CDT
Young aliens from the Roswell Boys & Girls Club get into character for the parade down Main Street in Roswell, New Mexico during the 2010 Roswell UFO Festival Saturday, July 3, 2010.   (AP Photo/Roswell Daily Record Mark Wilson)

(Newser) – Sure, you’ve got health insurance, car insurance and homeowner’s insurance, but do you have alien abduction insurance? One company actually offers such coverage, and it’s the top entry on Asylum’s list of the wackiest policies ever devised. Here’s the list:

  • Immaculate Conception: Three Scottish virgins were so convinced that God might impregnate them that they took out a policy that would pay them $1.5 million if it happened.

  • Chest Hair: An unknown celebrity asked an insurance company to insure his manly chest rug for $7 million. Alas, he never took out the policy.
  • Giant Crab: When the Birmingham Sea Life aquarium took possession of a gigantic Japanese spider crab measuring 10-feet across, they assured the public is wasn’t dangerous—then took out a $1.5 million policy against visitor death or dismemberment.
  • Thailand Riots: To reassure tourists about their eminently safe country, the Thai government is offering visitors riot insurance.
  • Alien Abduction: British Insurance has made $3 million selling this policy to gullible Californians. But the company’s managing director admits it’s a joke. “Let’s face it,” he says, “insurance is so tedious that if I can enlighten my dreary life with a bit of humor every now and again, I will.”

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Sep 19, 2010 7:16 PM CDT
"Do You Have Alien Insurance?" No but my insurance agent is attempting to get full coverage for the Alaskan STD called Palin
Sep 19, 2010 6:59 PM CDT
The joke's going to be on them when the abductions start happening in 2012. ;)
Sep 19, 2010 5:24 PM CDT
Once a jehovah's Witness came to my door and ended up saying that believing in God is like an insurance policy. I asked him if he would buy a policy from me to protect him against aliens destroying his car with laser beams (a scenario that is far more likely than the existence of heaven or God because we know that life in the universe and lasers are possible). He was so afraid of losing the argument with me that he actually told me that it would be a good idea. He never paid me though! Insurance is a scam but some people deserve to be scammed. Religious related insurance would be a total gold mine. So many suckers and an infinite number of superstitions. A few months ago they ran a story on rapture pet insurance (atheists take care of your pets after the rapture). Now that is a great friggin idea!