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WEDNESDAY, NOVEMBER 25, 2009
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Stock Tips for Bargain Hunters

Look for minimal fees and free trades to help you save money

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(Newser) – While stocks have sunk to their lowest in years, there's a silver-lining for penny-pinchers. “Buying into the slumping market today should pay off big time when it finally bounces back,” reports US News and World Report, which offers 5 easy tips to get you started.

  • Index funds: Minimal fees make indexing “an easy way to buy the entire market for pennies on the dollar.”
  • Exchange-traded funds: Index funds, “with a twist.” Discount houses offer 10 free trades a month to those with a minimum of $2500.

  • Thrifty active funds: The name says it all. Mutual funds that keep expenses low can be a good bet to do well in the long run. Plus, these funds manage to pull it off with a “real, live stock picker”.
  • Boost 401(k) contributions: Sure, easier said than done, but if you can horde a little cash and throw it on the pile, you’ll be pleased you did. “Consider it a future gift for yourself.”

Stock prices are shown at the Nasdaq MarketSite before the start of trading Friday, Oct. 24, 2008 in New York.
Stock prices are shown at the Nasdaq MarketSite before the start of trading Friday, Oct. 24, 2008 in New York.   (AP Photo/Mark Lennihan)
A board on the floor of the New York Stock Exchange shows the closing number of the Dow Jones Industrial Average, Thursday, Oct. 23, 2008.
A board on the floor of the New York Stock Exchange shows the closing number of the Dow Jones Industrial Average, Thursday, Oct. 23, 2008.   (AP Photo/Richard Drew)
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In a dry spell, nickel-and-diming is especially important. That means buying mutual funds and exchange-traded funds that charge low annual fees and taking advantage of tax-sheltered accounts.
- Katy Marquardt, US News

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