(NEWSER) - Everybody's thinking small on health care reform, writes David Goldhill in the Atlantic. Our system is so abysmal—the headline on his lengthy piece is "How American Health Care Killed My Father"—that it needs a radical restructuring, and that should start with insurance. Let's just stop buying it, or all but. Everyone should be required to have catastrophic insurance to cover bills above, say, $50,000. For everything else, the system should be pay-as-you-go. More»