Stocks were flat at the open today, after a disappointing housing starts report. The Dow and Nasdaq inched down 11 and 4 points respectively, while the S&P was essentially flat. Futures had pointed to a higher open, until the Commerce Department announced a greater-than-expected 12.8% dip in housing starts for April. Home Depot, meanwhile, announced a 44% jump in profits, overcoming low sales to top analyst estimates. Bank stocks were slightly higher on news that many would repay government funds.